Privacy Policy

Fluxo · Last updated: September 2, 2026

Summary: Fluxo is a personal finance app. You can use it without an account (your data stays only on your device) or create an account to securely sync your data between your phone and the web. We never sell your data and we do not show ads.

✓ No tracking · No ads · You control your data

1. Who we are (Accountability)

Fluxo is operated by Nelson Torres Garces (JEN Technology). We are responsible for the personal information under our control. Our privacy contact is: Ventas@jentechnology.co. This policy is provided in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

2. Why we collect information (Purposes)

We collect the minimum information needed to provide the app:

3. Consent

By creating an account and using the app you consent to the collection and use of your information as described here. Using the app without an account keeps all data on your device only. You may withdraw consent at any time by deleting your account (see Section 9).

4. What we do NOT collect

5. Where your data is stored (and cross-border transfer)

Without an account: your data stays only on your device.

With an account: your data is stored securely with our infrastructure provider, Supabase. ⚠ Data is currently stored and processed on servers located in the United States. This means your information may be subject to the laws of that jurisdiction, including lawful access requests by U.S. authorities. All connections are encrypted (HTTPS), and access is restricted per user through row-level security so that each user can only access their own data. Authentication (email and password) is handled by Supabase; your password is stored encrypted and we never see it.

6. Safeguards

We protect your information with encryption in transit (HTTPS), per-user access controls (row-level security), and reputable infrastructure. No method of transmission or storage is 100% secure, but we take reasonable measures to protect your data.

7. Retention

We keep your account data for as long as your account exists. If you delete your account, your personal data is removed. Data stored only on your device is deleted when you uninstall the app.

8. Accuracy

You can view and edit all of your information at any time within the app, keeping it accurate and up to date.

9. Access to and deletion of your information

You have the right to access the personal information we hold about you and to request its correction or deletion. To delete your account and all associated cloud data, email Ventas@jentechnology.co and we will process your request.

10. Children

Fluxo is not directed to children under 13 and we do not knowingly collect their information.

11. Changes to this policy

If we update this policy, we will post the new version on this page and update the "Last updated" date.

12. Contact / Challenging compliance

For any question or concern about your privacy, or to challenge our compliance, contact us at Ventas@jentechnology.co. If you are not satisfied, you may contact the Office of the Privacy Commissioner of Canada (priv.gc.ca).

© 2026 JEN Technology — Nelson Torres Garces. Fluxo app.